Privacy

Generali U.S. Branch Privacy Policy

Generali U.S. Branch (“GUSB”) values the privacy of our users and others (collectively “Users” or individually each a “User”) who visit and use any GUSB website and its associated services (the “Website”). This statement (the “Privacy Policy”) governs information provided to us by you as a User of the Website (“You”), or that we learn from Your use of the Website. BY ACCESSING, BROWSING, OR USING THE WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE RECEIVED, READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THE FOLLOWING PRIVACY POLICY AND ANY UPDATES TO IT.

Personal Information

Your use of the Website indicates Your consent to our collection of personal information about You. GUSB may collect information from you through your use of the Website (for example, when creating an account or using our contact form). This information may include personal information, which is information that can be used to identify you individually (for example, your name, physical address, telephone number and email address).

How We Use Personal Information

GUSB may use your personal information collected through the Website for various purposes, including:

Communicating with you, including responding to your requests for information and other inquiries;
Improving the Website, facilitating your user experience and improving performance;
Monitoring the Website and analyzing usage trends and user activities;
Preventing, investigating, identifying, or taking other actions with regard to suspected or actual fraudulent or illegal activity or activities that violate our policies;
Complying with applicable laws, regulations, legal processes, industry standards, and our company policies; and
For any other purpose with your consent.

Non-Personal Information

Your use of the Website indicates Your consent to our collection of non-personal information about You. We collect this information through the use of cookies, web beacons, or log files. A cookie is a small text file that is stored on your hard drive for record keeping purposes. A web beacon is a small invisible GIF file, usually embedded in the website that helps track the online movements of Users. We also gather information in our log files, as do most web sites. This information includes Internet protocol (“IP”) addresses, browser types, referring pages and other information. The information in the log files is aggregated and does not identify individual Users. We use the information collected through cookies, web beacons and log files to understand how our Users navigate our Website, and to determine common traffic patterns. We may use this information to improve the Website, to make Website navigation recommendations and to help redesign the Website in order to make Your experience on the Website more efficient and enjoyable. You also have choices with respect to cookies. By changing Your internet browser settings, You have the choice to accept all cookies, to be notified when a cookie is set or to reject all cookies.

HIPAA Information

Certain information held on the Website may be considered “Protected Health Information” as defined in the Health Insurance Portability and Accountability Act of 1996, (Pub. L. 104-191, August 21, 1996, 110 Stat. 1936), 42 U.S.C. § 1320d – 1320d-8, as amended (“HIPAA”). That information is retained, processed and communicated in accordance with HIPAA. GUSB does not share Protected Health Information of Users with nonaffiliated third parties unless doing so is appropriate to carry out a User’s request or GUSB reasonably believes that doing so is legally required, facilitates GUSB’s operations or is in GUSB’s interest to protect its property or other legal rights or the rights or property of others, in any case only as permitted by law.

Children

Consistent with the Children’s Online Privacy Protection Act of 1998 (COPPA), GUSB will never knowingly request information from anyone under the age of thirteen (13) without requiring parental consent, and no part of the Website is directed to persons under thirteen (13). IF YOU ARE UNDER THIRTEEN (13) YEARS OF AGE, THEN PLEASE DO NOT USE OR ACCESS THE WEBSITE AT ANY TIME OR IN ANY MANNER. If you believe the personally identifiable information of anyone under the age of thirteen (13) has been provided to GUSB, and you are the parent or guardian of that individual, you may contact us to request that we delete any such personally identifiable information, at legal@us.generaliglobalassistance.com.

California Residents

California's "Shine the Light" law (Civil Code Section § 1798.83) provides certain rights to California residents that have an established business relationship with us with regard to the disclosure of certain types of personal information to third parties for their direct marketing purposes. To opt-out of having your personal information disclosed to third parties for their direct marketing purposes, please: (i) email legal@us.generaliglobalassistance.com or (ii) using the Personal Data Request Form on the GUSB website. For further information, California residents should see our Privacy Notice for California Consumers for more information on your rights. For further information, California residents should see our Privacy Notice for California Consumers for more information on your rights.

Nevada Residents

Chapter 603A of the Nevada Revised Statutes permits a Nevada resident to opt-out of future sales of certain covered information that a website operator has collected or will collect about the resident. You may exercise your Nevada opt-out rights by either: (i) sending an email to legal@us.generaliglobalassistance.com or (ii) using the Personal Data Request Form on the GUSB website.

Links to Other Sites

This Website may contain links to other sites and other products and services that are not owned or controlled by GUSB. Please be aware that we are not responsible for the privacy practices or content of such other sites, products and services. GUSB encourage you to be aware when you leave our Website. We encourage you to review the privacy policies of each and every third-party website that collects personal information as their privacy policy may differ from ours.

Our Commitment to Data Security

No data transmissions over the internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information You transmit to us and You do so at Your own risk. Once we receive Your transmission of information, GUSB implements reasonable administrative, technical and physical safeguards designed to ensure the security and confidentiality of Your information, protect against any anticipated threats or hazards to the security or integrity of such information, and protect against unauthorized access to or use of such information that could result in substantial harm or inconvenience to any User. These safeguards include use of a firewall, content filtering, intrusion detection, SSL encryption and access controls. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical or administrative safeguards. If GUSB learns of a security systems breach, then we may attempt to notify You electronically so that You can take appropriate protective steps. By using the Website, You agree that GUSB can communicate with You electronically regarding security, privacy and administrative issues relating to Your use of the Website. GUSB may post a notice on the Website if a security breach occurs. Depending on where You live, You may have a legal right to receive notice of a security breach in writing. To receive a free written notice of a security breach (or to withdraw Your consent from receiving electronic notices), You must notify GUSB via email at legal@us.generaliglobalassistance.com.

Note to International Visitors

All matters relating to our Services are governed by the laws of the State of New York in the United States of America. If you visit our Services or contact us from outside of the United States of America, please be advised that (i) any information you provide to us or that we automatically collect will be transferred to the United States of America; and (ii) that by using our Services or submitting information, you explicitly authorize its transfer to and subsequent processing in the United States of America in accordance with this Privacy Policy.

Changes and Updates to this Privacy Policy

GUSB may occasionally update this Privacy Policy. Your agreement to this Privacy Policy and any updates. Updates will only apply after the effective date of the update.